Filing a Fire Claim Can Be Easy

5/18/2022 (Permalink)

Take the time to first call your insurer.

Keep In Mind The 3 Following Tips

It was painful to watch your life's work go up in smoke. Now that the flames are gone and the air is cleared, how do you rebuild it? For many business owners, it means creating a fire claim and offering some financial relief in a time of hardship. Don't let the thought of working with insurance bring you further down. You can do it. 

1. Make a Call

As you begin the fire restoration stage, take the time to first call your insurer. During the conversation, open a claim, requesting financial assistance for the repairs. In addition, verify your deductible and as well as their coverage. Compare it with your own documentation, just to be sure. While you're on the phone, ask about any specifics that they require or any protocols that must be followed. It's important to be knowledgeable and in control from the beginning.

2. Stay in Contact

With the fire claim open, you now can work with a fire remediation company in Town and Country, MO. During each stage of the process, email your adjuster, letting them know about the progress and getting approval to move forward. At times, you may need to have the agency's inspector look at the building too. The reports are compared, granting permission to receive the funding. In the meantime, request an immediate okay to secure the property. Insurance companies want this to prevent further destruction. It also hinders vandals from entering.

3. Document Everything

The fire damage destroyed so much. While you may not want to see it, you need to have evidence of it. Take pictures of anything and everything, validating your requests for property loss replacement. Save the photos to your hard drive and e-mail them to your insurance agent. Finally, save your receipts. As you purchase items, it's important to note where the insurance money went.
A fire claim can be a lifeline that doesn't stress you out. Use it to get back up and running.